The insurance company is not on your side
After a crash, the at-fault driver's insurer often calls quickly, sounds friendly, and offers to "wrap things up." What they're actually doing is closing your claim before the full extent of your injuries is known. Neck, back, and joint injuries frequently get worse over weeks and months — and once you sign a release, there is no going back.
The existing case history shows what can change when an experienced trial lawyer gets involved:
- After an initial offer of $15,000, suit was filed in St. Charles County for a man with back injuries, resulting in the full $250,000 policy limits before trial.
- After another personal injury firm was offered $5,000, the client changed counsel and the case resulted in the full $100,000 policy limits.
- $750,000 verdict for a client with low back injuries struck by a van.
- $600,000 for a client with a fractured knee and wrist; $385,000 for a client rear-ended by a tow truck; $310,000 for a client hit by a school bus.
What your case may involve
- Liability coverage of the at-fault driver — and whether multiple drivers or a business share fault
- Underinsured and uninsured motorist coverage on your own policy — often overlooked money
- Medical liens and subrogation — negotiating these down can change what you actually take home
- Future medical care and lost earning capacity for lasting injuries
Free case review: The firm will review the police report and the insurer's letters and provide a candid assessment of whether legal representation may add value — sometimes the honest answer is that it isn't needed.
Call (314) 202-6070 Now